Introduction – What is CM Punjab T-Cash Card?
The CM Punjab T-Cash Card is a revolutionary initiative by the Government of Punjab designed to transform how citizens pay for public transport and daily transactions. It is a rechargeable smart card that not only streamlines fare payments across multiple modes of urban transport but also doubles as a debit card for everyday banking.
From Metro Buses to the Orange Line Train, Speedo Buses, and Electro Buses, this single card allows for cashless, hassle-free travel without the need to purchase separate tickets for each service. By introducing this card, the government is aiming to create a unified, modern, and convenient public transport payment system.
Key Features of CM Punjab T-Cash Card
The card is packed with features that make it one of the most versatile solutions for both commuters and regular banking users.
✅ Unified Fare System – No need to buy separate tickets for each transport mode.
✅ Cashless Travel – Easy top-up and ticket purchase through the card.
✅ Debit Card Functionality – Can be used like a regular ATM or banking card.
✅ Affordable Fee – Only PKR 130 for card issuance.
✅ Multiple Access Points – Application, status check, and collection through web portal, mobile app, and helpline.
✅ NADRA Verification – Ensures secure registration and compliance with State Bank regulations.
With these features, the CM Punjab T-Cash Card is not just a transport card, but a complete smart financial tool.
Eligibility Criteria for CM Punjab T-Cash Card
Applying for the card is simple and inclusive.
- Who Can Apply? Any citizen of Punjab who uses public transport services.
- Verification Required: All applicants must be verified through NADRA.
- Regulatory Compliance: The process follows the rules and guidelines of the State Bank of Pakistan.
This makes the scheme accessible to millions of citizens, from daily wage earners to students and office workers.
How to Apply for CM Punjab T-Cash Card
Citizens can apply through multiple convenient options:
👉 Official Web Portal – Online form submission for quick processing.
👉 Mobile Application – Apply directly from the government app.
👉 Helpline (1762) – Call and get assisted by a customer service agent who will help complete your application.
This multi-channel application process ensures that no citizen is left behind, whether tech-savvy or not.
Fee for Issuance
One of the best aspects of the CM Punjab T-Cash Card is its affordability. The issuance fee is set at only PKR 130, making it accessible to every income group.
Compared to the convenience it provides, this cost is minimal and ensures that even low-income commuters can take advantage of cashless travel and digital banking.
Collection of T-Cash Card
After applying, citizens can select a designated station where they will collect their card.
- Once processed, the card is sent to the chosen station.
- The card remains available for 10 days for collection.
- If not collected within this period, it may be returned or require reprocessing.
This ensures a smooth and organized distribution process.
Checking the Status of CM Punjab T-Cash Card
Applicants can easily track the status of their card through three official methods:
- Official Web Portal – Check status online.
- Mobile Application – Track via government’s mobile app.
- Helpline (1762) – Call customer service to inquire.
This makes it simple for citizens to stay updated on their application progress.
Benefits Beyond Transport
While the CM Punjab T-Cash Card is primarily designed for public transport payments, it goes beyond commuting. The card also functions as a debit card, allowing users to:
- Make retail purchases
- Withdraw cash at ATMs
- Conduct online transactions
- Pay utility bills
By merging transportation and financial services, the government has created a one-stop solution for citizens.
Impact of the CM Punjab T-Cash Card
This initiative is expected to bring several positive changes in Punjab:
🌱 Eco-friendly commuting – Encourages public transport use, reducing traffic and emissions.
💳 Financial inclusion – Promotes banking culture among low-income citizens.
🚆 Convenience – One card for multiple transport systems.
💡 Digital Transformation – Boosts Pakistan’s digital economy vision.
It is not just a card, but a step towards a modern, cashless Punjab.
FAQs about CM Punjab T-Cash Card
Q1: Who is eligible for the CM Punjab T-Cash Card?
Any citizen who uses public transport in Punjab.
Q2: What is the fee for the card?
The card is issued at an affordable price of PKR 130.
Q3: Can the T-Cash Card be used for banking?
Yes, it also works as a debit card for regular transactions.
Q4: How can I check the status of my card?
Through the official web portal, mobile application, or by calling 1762.
Q5: How long do I have to collect the card after approval?
You must collect it within 10 days from the designated station.
Conclusion – A Step Towards Cashless Punjab
The CM Punjab T-Cash Card is more than just a fare payment card. It represents Punjab’s vision of digital inclusion, smart mobility, and financial convenience. With features like cashless travel, debit card functionality, affordable issuance, and multiple access points, it is set to transform the way citizens commute and transact.
By merging public transport and banking services, this initiative not only provides ease but also encourages the adoption of a cashless economy. With continued success, the T-Cash Card could become a model for other provinces in Pakistan.
For more transport and development updates, visit our Government Schemes section.